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NUA Expertise: Net Unrealized Appreciation

While Sam works with many different types of clients, one of her specialties is helping clients who work for publicly traded companies. 

If you work for a publicly traded company, and you have accumulated company stock in your employer-sponsored retirement plan, Sam can help you evaluate what’s called the net unrealized appreciation (NUA) tax treatment.

Depending on your situation, it is possible you could receive special tax treatment if you withdraw these funds according to the NUA rule. If you qualify, you may pay long-term capital gains tax on everything but the cost basis, rather than ordinary income tax rates. This rule could help you save money and have your retirement funds last longer. Samantha has helped employees from large manufacturing companies, as well as retailers.


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